blazingly fast application

Faster than texting

Get your monthly loan repayment estimate in less than 5 minutes.

Getting a home loan is now faster with UrbanVault

Submit a digital application to 5 banks

Compare rates and accept an offer

Home Loan

Use UrbanVault to get your loan faster than you can say "cake delivery".


Apply now


UrbanVault helps you to quickly compare rates all on one platform.


Refinance now

Let's go digital

Save time.

Apply to multiple banks simultaneously

Reduce waiting time.

Liaise directly with the banks

Quickly compare rates.

All on one dashboard

Go paperless.

No wet ink signature

No fees.

It's free so why not?

Need help calculating?

Our Home Loan + Hidden Costs Calculator helps you calculate the upfront cash you need to prepare to buy a home, Stamp Duty and all.
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Loan amount processed

Let's hear it from users of UrbanVault

Very responsive

I submitted an application and a bank got back to me within 24 hours, I was never 12 hours away from a reply

Lin Leong

I got a loan offer within 2 hours of submitting my application through UrbanVault. No need for all the WhatsApp back and forth!


I think the platform is good...It was very simple to use, sleek interface.


Frequently Asked Questions

What is UrbanVault?

UrbanVault is a secure digital platform equipped with enterprise-grade encryption technology that allows you to apply for your home loan or home refinancing from multiple banks with just a few clicks.

You will only need to upload the required documents once, and you can use UrbanVault to submit your home loan applications to different banks that you qualify for during your account validity.

By using UrbanVault, you can receive and compare home loan offers on UrbanVault and secure your dream home in record time.

How secure is UrbanVault?

UrbanVault employs enterprise-grade encryption on all your documents uploaded, and only you and the authorized bank officers are able to view your documents. You control which bank you share your documents with.

Here are some key features of our Vault’s security:

  1. UrbanVault Engineers can't view your documents;
  2. Your documents will self-destruct within 30 days of inactivity of your account or upon completion of the application process, whichever is earlier, so you don't have to worry about your data falling into the wrong hands;
  3. The entire process is secured and protected from unauthorised access;

UrbanVault will only retain your account information which includes your username, email address and mobile number registered and maintained with us during the account validation You may choose to delete your account from our system entirely after you have completed your application process.

Will my credit score be impacted if I try UrbanVault?

Your credit score will not be adversely impacted if you use or try UrbanVault. Your home loan will only be reflected in your CCRIS (Central Credit Reference Information System) credit report after you accept the home loan offer from a bank. So don't worry and get the best available home loan offers from the bank of your choice through UrbanVault.

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