We are on a mission

Security starts long before you get the house keys. UrbanVault redefines the loan application process to protect and empower every future homeowner.

Trusted by banks & home owners

UrbanVault works with most major banks in Malaysia that offers home loans

How It Works

Create an account and upload all required documents
To multiple banks at once
or decline offer from bank

Simpler. Faster. Safer.
Everything in one place for your ease of mind.

Apply for free

Try today and experience a better way of funding your future home. What’s more, it’s absolutely free.

Frequently Asked Questions

What is UrbanVault?

UrbanVault is a secure digital platform equipped with enterprise-grade encryption technology that allows you to apply for your home loan or home refinancing from multiple banks with just a few clicks.

You will only need to upload the required documents once, and you can use UrbanVault to submit your home loan applications to different banks that you qualify for during your account validity.

By using UrbanVault, you can receive and compare home loan offers on UrbanVault and secure your dream home in record time.

How secure is UrbanVault?

UrbanVault employs enterprise-grade encryption on all your documents uploaded, and only you and the authorized bank officers are able to view your documents. You control which bank you share your documents with.

Here are some key features of our Vault’s security:

  1. UrbanVault Engineers can't view your documents;
  2. Your documents will self-destruct within 30 days of inactivity of your account or upon completion of the application process, whichever is earlier, so you don't have to worry about your data falling into the wrong hands;
  3. The entire process is secured and protected from unauthorised access;

UrbanVault will only retain your account information which includes your username, email address and mobile number registered and maintained with us during the account validation You may choose to delete your account from our system entirely after you have completed your application process.

Will my credit score be impacted if I try UrbanVault?

Your credit score will not be adversely impacted if you use or try UrbanVault. Your home loan will only be reflected in your CCRIS (Central Credit Reference Information System) credit report after you accept the home loan offer from a bank. So don't worry and get the best available home loan offers from the bank of your choice through UrbanVault.

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